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Public Liability

Comprehensive Public Liability Insurance



Protect your business from financial losses arising due to third-party bodily injury or property damage caused during your business operations.

How Public Liability Insurance Protects Your Business

Public Liability Insurance provides essential protection against financial losses arising from third-party claims of bodily injury or property damage caused during your business operations. These unforeseen incidents can lead to legal liabilities and significant compensation costs, potentially disrupting your business activities.

Also known as Third-Party Liability Insurance, this coverage is vital for businesses that interact with customers, clients, or the general public. It helps cover legal expenses, compensation payouts, and related costs, ensuring your business remains financially secure and operational even in the face of unexpected claims. With this protection in place, you can focus on running and growing your business with confidence and peace of mind.

Our Public Liability Insurance Solutions

Public Liability (Act) Policy

A mandatory policy for hazardous industries under the Public Liability Act, 1991, covering third-party injuries or damages caused by industrial accidents or operations.

Public Liability (Industrial Risks) Policy

Comprehensive coverage for businesses not covered under the Public Liability Act, offering protection from claims related to bodily injury and property damage.

Events Liability / Premises Liability Coverage

Tailored coverage for event organizers and public premises, protecting against liabilities arising from accidents or damages occurring during events or at public locations.

Legal Fees & Medical Expenses

Covers legal costs, medical expenses, and compensation awarded to third parties for injuries or damages caused by your business operations.

Protection for Malls, Hotels, and Public Premises

Suitable for businesses operating in public spaces like malls, hotels, factories, and public premises, ensuring protection against claims from customers, employees, and visitors.

Combination with Product Liability & CGL

Combine Public Liability Insurance with Product Liability and Commercial General Liability (CGL) for a broader, all-encompassing risk management solution for your business.


Frequently asked questions

Public Liability Insurance covers third-party claims arising from bodily injury, property damage, or accidental harm caused by your business operations. It also includes legal expenses, medical costs, and compensation payments required to settle such claims.

Public Liability Insurance is mandatory for certain hazardous industries under the Public Liability Insurance Act, 1991. For other businesses such as retail stores, hotels, malls, and service providers, it is strongly recommended to ensure financial protection against unforeseen third-party claims.

Yes. Event Liability Insurance can be included to protect organizers against third-party injury, property damage, or accidents occurring during events, exhibitions, or public gatherings.

Yes. Public Liability Insurance can be combined with Product Liability Insurance and Commercial General Liability (CGL) policies to provide wider and more comprehensive protection for your business operations and risks.

Public Liability