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Erection All Risk

Comprehensive Erection All Risk (EAR) Insurance



Protect your plant, machinery, and structural installation projects from unexpected risks during erection, testing, and commissioning with tailored EAR Insurance solutions.

Comprehensive Protection for Erection & Installation Projects

Erection All Risk (EAR) Insurance provides complete protection for the installation and commissioning of plant, machinery, and steel structures at project sites. It covers risks arising during transit, storage, erection, testing, and commissioning, ensuring your project assets are financially protected throughout every critical stage.

Designed for EPC contractors, engineering companies, and equipment suppliers, EAR Insurance also includes coverage for accidental damage, fire, theft, and third-party liability occurring at the project site. Additional extensions such as surrounding property damage, maintenance period coverage, and explosion or fire risks can also be included, offering a flexible and comprehensive risk management solution to keep your project on schedule and within budget.

Our Erection All Risk Insurance Solutions

Coverage for Material Damage During Storage & Transit

Protects against material damage while your machinery and structures are stored or in transit, minimizing the risk of delays due to damaged components.

Risk Coverage During Erection, Testing & Commissioning

Ensures protection during the critical erection, testing, and commissioning phases, covering damages and disruptions at these high-risk stages.

Third-Party Liability for Onsite Damages

Covers third-party liability for any accidental damages or injuries occurring at the project site, ensuring your company isn’t financially exposed.

Extension for Surrounding Property Protection

Coverage can be extended to protect nearby property, ensuring comprehensive risk management beyond just the installation site.

Maintenance Period Coverage

Extends your coverage to the maintenance period, protecting any damage or failure of components during the warranty or maintenance phase of the project.

Fire & Explosion Risk Coverage​

Optional coverage for fire and explosion risks, providing protection against catastrophic events that could delay or damage the project.

Frequently asked questions

EAR Insurance provides comprehensive protection for plant, machinery, and structural erection projects against physical loss or damage during transit, storage, erection, testing, and commissioning. It also includes third-party liability arising from on-site construction activities and operational risks during the installation phase.

Yes. EAR Insurance can be extended to include damage to surrounding property, ensuring protection for nearby structures, utilities, and third-party assets that may be affected during erection and installation work.

Yes. Fire, explosion, and other catastrophic risks can be added as optional extensions under EAR Insurance to provide broader protection for high-value engineering and installation projects.

EAR Insurance is not legally mandatory, but it is highly recommended for EPC contractors, engineering firms, and project developers as it helps protect against significant financial losses, project delays, and unforeseen risks during installation and commissioning.

Erection All Risk