Menu
Your Cart

Contractor All Risk

Comprehensive Construction All Risk (CAR) Insurance



Protect your construction projects, materials, and site operations with CAR Insurance designed for builders, developers, and EPC contractors. It offers end-to-end coverage against unforeseen risks that can impact project timelines and budgets.

Comprehensive Protection for Civil Engineering Projects

Contractors All Risk (CAR) Insurance provides complete protection for civil engineering and construction projects against a wide range of physical risks during the construction phase. Whether you are working on roads, bridges, residential complexes, industrial plants, or commercial developments, this policy safeguards your project from losses caused by fire, theft, accidental damage, structural collapse, and natural disasters.

In addition to standard coverage, CAR Insurance can also be extended to include protection for design defects, third-party liability, and other project-specific risks, ensuring comprehensive financial security throughout the construction lifecycle. Designed for builders, developers, EPC contractors, and infrastructure companies, this policy plays a crucial role in effective risk management and uninterrupted project execution.

Comprehensive Coverage for Every Aspect of Your Project

CAR for Building Projects

Tailored protection for construction sites, machinery, and materials, covering everything from foundation to the final structure.

CAR for Infrastructure Projects (Roads, Bridges, Tunnels)

Specialized coverage for large-scale infrastructure projects like roads, bridges, and tunnels, addressing the unique risks associated with such constructions.

Annual CAR for Multiple Small Projects

A flexible solution for developers handling multiple smaller projects throughout the year, offering streamlined, year-round protection.

Third-Party Liability Coverage

Includes coverage for third-party liabilities arising from injury or property damage, ensuring that you're legally protected during the project.

Coverage for Fire, Theft, and Collapse

Protection against major risks such as fire, theft, and collapse, ensuring that your project is safeguarded against the most common construction threats.

Frequently asked questions

Contractors All Risk (CAR) Insurance covers physical loss or damage to construction works, site materials, machinery, equipment, and temporary structures, along with third-party liability arising during the construction period. It also includes protection against risks such as fire, theft, collapse, natural disasters, and accidental damage, depending on the policy terms.

CAR Insurance is essential for builders, contractors, developers, EPC companies, and civil engineering professionals involved in residential, commercial, or infrastructure projects such as buildings, roads, bridges, tunnels, and industrial facilities.

Yes. An Annual CAR policy is available for contractors and developers handling multiple small or ongoing projects throughout the year, ensuring continuous and simplified coverage under one plan.

Yes. Optional add-ons such as design defect coverage, escalation clauses, and extended maintenance periods can be included to provide broader protection against project-specific risks and post-completion liabilities.

Contractor All Risk